Numbers Don't LieWHAT MAKES US SPECIAL?

We monitor your coverage as your life evolves, to make sure your protection complements your lifestyle so that you’re always receiving the absolute best value from us.

InsuranceServices We Provide

Health Benefits for Businesses and Individuals

Dental Insurance

Vision Insurance

Medicare Supplements

Life Insurance

Disability Plans

Your First Choice For Health InsuranceKRT Insurance Services

KRT Insurance Services was founded in 1990 by its Principal Kathleen Torres.  Kathy has 20 years of experience in the health-related and workers’ compensation industry.  Personal integrity and a commitment to provide stewardship to all her clients is the goal of our company.

The Mission of our Insurance services is to provide “best in class” outcomes for our customers by providing the latest tools available in the Insurance arena. One on one attention is truly important to all of us.  Choosing the right plan while developing a strategy to provide cost savings is the end result.

01Health Care Insurance

Looking for Health Insurance? KRT Insurance Services makes it easy by providing Free comprehensive quotes. Compare plans from all California Health Insurance carriers such as Anthem Blue Cross, Blue Shield, Aetna, Kaiser Permanente and more… We offer plans for employer groups large or small, as well as individual health plans. Call us Today  (714)726-4999 or click below to start your Free Quote….

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02Insurance Benefits Review

Need help understanding your Insurance plan? At KRT Insurance Services we specialize in helping employers and their employees better understand their benefits packages. Have a personal insurance plan you’re confused about? From getting the most value from your plan to understanding the complex copay system we are there for you. With an On-Staff Physician, we can address any of your concerns.

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03Workers’ Comp Consulting

In today’s economy, many businesses pay too much for managed health care services without even knowing it. At KRT Insurance Services we work directly with self-insured employers to help reduce their medical costs. With over 30 years consulting experience in the public entity and private sector, we have gained the knowledge to assist you in this complex field of medical management

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04Covered California

When key parts of the health care law take effect, there will be a new way to buy health insurance: the Health Insurance Market Place. At KRT we are here to assist you as you evaluate the best options for you, your family or your employees. You may also be eligible for a new kind of tax credit that lowers your monthly premium right away.

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Who We Are?

KRT Insurance Services makes it easy by providing Free comprehensive quotes. Compare plans from all California Health Insurance carriers such as Anthem Blue Cross, Blue Shield, Aetna, Kaiser Permanente and more…

About us

What We Do?

At KRT Insurance Services we work directly with self-insured employers to help reduce their medical costs. With over 30 years of consulting experience in the public entity and private sector, we have gained the knowledge to assist you in this complex field of medical management

Our Services

What We Offer?

We provide “best in class” outcomes for our customers by providing the latest tools available in the Insurance arena. Most people are now required to have basic level coverage. Let KRT walk you through the process and we’ll let you know if you qualify to get financial help to help pay for coverage, care or both.

Insurance Plans

WHAT THEY ARE SAYINGTESTIMONIALS